7 min article

Payment methods policy

Only payment methods offered at eBay Checkout are allowed.

To help provide a safe experience, we only allow payment methods that offer strong protection for buyers and sellers.

What is the policy?

The following payment methods are not allowed, including:

  • Sending cash through the mail
  • Point-to-point cash transfer services such as Western Union or MoneyGram

Direct contact information can only be exchanged after eBay checkout is complete. This includes asking buyers to get in touch with details of alternative payment methods.

The following payment methods, which are offered at eBay checkout, are allowed:

  • PayPal
  • Credit card 
  • Apple Pay
  • Google Pay
  • Payment upon pickup
    • Payment upon pickup must offer one of the approved electronic payment methods. Listings may include the statement: "Contact me for payment methods to pay on pickup."

Listings in one of our approved categories may offer the following additional payment options:

  • Bank-to-bank transfers (also known as bank wire transfers and bank cash transfers)
  • Checks
  • Money orders
  • Online payment services (for example, Allpay.net, CertaPay, Fiserv, Nochex.com, XOOM)

Not all payment methods are eligible for coverage under eBay Money Back Guarantee.

Approved categories

  • Coins & Paper Money > Bullion > Wholesale Bullion
  • Motors > Boats
  • Motors > Cars & Trucks
  • Motors > Cars & Trucks > Collector Cars
  • Motors > Motorcycles
  • Motors > Powersports
  • Motors > Other Vehicles & Trailers
  • Motors > Automotive Tools & Supplies > Air Compressors
  • Motors > Automotive Tools & Supplies > Shop Equipment & Supplies > Brake Lathes
  • Motors > Automotive Tools & Supplies > Shop Equipment & Supplies > Auto Lifts & Frame Machines
  • Motors > Automotive Tools & Supplies > Shop Equipment & Supplies > Other Shop Equipment
  • Motors > Automotive Tools & Supplies > Shop Equipment & Supplies > Paint Booths
  • Motors > Automotive Tools & Supplies > Shop Equipment & Supplies > Tire Changers / Wheel Balancers
  • Motors > Parts & Accessories > Aviation Parts > Engines
  • Motors > Parts & Accessories > Car & Truck Parts > Engines & Components
  • Motors > Parts & Accessories > Motorcycle Parts > Engines & Components
  • Motors > Parts & Accessories > Performance & Racing Parts > Auto Performance Parts > Engine & Components
  • Motors > Parts & Accessories > Salvage Parts Cars
  • Motors > Parts & Accessories > Vintage Car & Truck Parts > Engines & Components
  • Business & Industrial > Construction > Buildings, Modular & Pre-Fab
  • Business & Industrial > Healthcare, Lab & Life Science > Imaging & Aesthetics Equipment
  • Business & Industrial > Heavy Equipment (all subcategories)
  • Business & Industrial > Heavy Equipment Parts & Accessories (all subcategories)
  • Business & Industrial > Manufacturing & Metalworking > Woodworking > Equipment & Machinery
  • Business & Industrial > Industrial Supply & MRO > Cleaning Equipment & Supplies > Sweepers & Scrubbers
  • Business & Industrial > Industrial Supply & MRO > Fork Lifts & Other Lifts
  • Business & Industrial > MRO & Industrial Supply > HVAC > HVAC Units
  • Business & Industrial > Printing & Graphic Arts > Bindery & Finishing Equipment
  • Business & Industrial > Printing & Graphic Arts > Commercial Printing Presses
  • Business & Industrial > Printing & Graphic Arts > Plotters, Wide Format Printing
  • Business & Industrial > Restaurant & Catering > Commercial Kitchen Equipment > Cooking & Warming Equipment > Ovens & Ranges
  • Business & Industrial > Restaurant & Catering > Concession Trailers & Carts > Concession Trailers
  • Business & Industrial > Restaurant & Catering > Refrigeration & Ice Machines
  • Real Estate
  • Everything Else > Adult Only

Activity on eBay is required to follow this policy, the eBay User Agreement and all applicable laws, as well as respect the rights of third parties. If it doesn’t, eBay may take action consistent with applicable laws and the eBay User Agreement, and may even be legally required to do so. Such actions may include, as an example only: Removing the listing or other content, issuing a warning, restricting activity or account suspension.

Why does eBay have this policy?

This policy helps offer safe, simple payment methods, which strongly protect both buyers and sellers.

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